|Annual Fee||Purchase APR||Balance Transfer APR||Cash Advance APR|
Launched in early 2012, the TrueLine MasterCard from MBNA replaced the long running MBNA Gold Card. This card offers a low fixed interest rate for a variety of financing options. Whether you're financing a major purchase, transferring a balance from another card, or taking out a cash advance, your rate will be the same. However, don't miss payments or your rate could rise by 5%. Raising rates for missed payments is standard practice for many credit card issuers, so it's always smart to pay your bills on time.
The TrueLine MasterCard is a "no frills" card, meaning it does not come with a rewards program. But for those who carry a monthly balance, getting a low rate card is always preferable over a rewards card due to the cost savings.
Additional benefits include Chip & PIN technology to protect your account, around the clock fraud protection, and the ability to add additional users at no cost.
There is no annual fee with the TrueLine card. A 1% balance transfer fee will apply if you move your balance over from another card. There is also a 1% fee on cash advances. Depending on your situation, locking in a lower rate may save on interest payments for these types of transactions.
Overall, the TrueLine MasterCard is a solid choice for those seeking a no-frills, low interest card.
|Purchase APR||Annual Fee||Credit Required|
|Capital One Gold MasterCard® with a 11.9% Interest Rate
Enjoy the certainty of a low, long-term rate of 11.9% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
|Capital One SmartLine™ Platinum MasterCard®
Enjoy a low, long-term rate of 5.99% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
|Capital One Fusion™ Platinum MasterCard®
The low interest rate you need with rewards you want
|RBC Visa Classic Low Rate
Permanent low interest rate helps you save money when you carry a balance on your card