| Interest Rate | Annual Fee | Transfer Rate | Credit Required |
|---|---|---|---|
| 17.99% | $0 | 0% for 10 months | Good Credit |
Reviewed 2011-11-30
This MBNA Platinum Plus card was designed for balance transfers. With an introductory rate of 0% for 10 months on balance transfers, and only a 1% balance transfer fee, you can pay down your balance quicker and save on interest payments. The card also comes with Chip & PIN technology and PayPass to help speed up your everyday purchases.
While a 0% intro rate can't be beat, the regular interest rate on this card is not considered "low rate" so keep that in mind. A good strategy with this card would be to transfer a balance that can be paid off within the intro period.
The 0% intro rate on Access Cheques should also open up more financing opportunities for the savvy spender. Access Cheques are used just like a regular personal cheques - and you can even write them payable to "Cash" and deposit it into your personal chequing account. (For best results, use sparingly)
For those seeking a general purpose, no-frills, pay-it-off-every-month kind of card, the MBNA Platinum Plus also works just fine. But the real advantage of this card over others is the generous intro rate terms.
| APR | Fee | Credit Required | ||
|---|---|---|---|---|
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Capital One Gold MasterCard®: 11.9% Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time) |
11.90% | $19 | Good Credit |
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Capital One Fusion™ Platinum MasterCard® The low interest rate you need with rewards you want |
9.90% | $0 | Good Credit |
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CIBC Aerogold Business Visa Card 1.5 Aeroplan Miles for every dollar you spend at travel establishments |
10.90% | $180 | Good Credit |
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Capital One Low Rate Guaranteed Secured MasterCard® Guaranteed Approval |
14.90% | $69 | Establish Credit |