| Interest Rate | Annual Fee | Credit Required |
|---|---|---|
| 19.80% | $59 | Needs Improvement |
Having a method of payment besides cash is extremely useful. Whether you're looking to shop online, rent a car, or reserve a hotel you almost always need a credit card. Capital One is offering a great card for people with credit that needs improvement - the Guaranteed MasterCard. The card comes with standard MasterCard benefits such as $0 fraud liability for unauthorized use and car rental collision and damage waiver. Used responsibly, this card can help strengthen your credit history - simply pay your bills on time. While the card does carry an annual fee, it's a small price to pay for so many benefits.
Reviewed 2009-11-03