Canadian Credit Card Rates, Reviews & Resources
The Credit Cards Canada FAQ answers basic questions relating to this website and comparing and applying for credit cards in general.
What is Credit Cards Canada?
There are a lot of choices when shopping for a new credit card. Credit Cards Canada allows Canadian consumers and small business owners access to a database of credit card information which helps users compare and apply for the best cards.
Is it safe to apply for a credit card online?
Yes! All of the credit card applications are handled through a secure connection so you can be sure your personal information remains safe. All applications are handled by the issuing bank.
Is every Canadian credit card listed on Credit Cards Canada?
Not yet. There are hundreds of credit cards available in the market from about a dozen issuers. We're working hard to add new cards, so check back regularly.
Can you help me find the best credit card?
Since everybody has a different credit profile and spending habits, we don't provide individual card research. Think about how you will use the card and find one that best meets your needs.
What information do I need to apply for a credit card?
You will need to supply basic information about yourself including your name, address, Social Insurance Number, and employment details.
Can I apply for more than one card?
Yes, you can apply for multiple cards. Most people have more than one credit card in their wallet. However, issuers may decline your application if they feel you have too much outstanding credit available relative to your income level.
How long will it take to receive an application decision?
While some cards offer instant approval, other may take several weeks. Generally, people with excellent credit will receive faster responses.
Help! I have a question about my account.
We only provide a credit card comparison service. Please contact the customer service department for your credit card.
How does Credit Cards Canada earn revenue?
This is an ad driven website, meaning we earn revenue through advertisements and affiliate partnerships. Some card companies on this site pay us for referring customers. The referral fees do not influence our reviews of cards.
I have additional questions. Who can I contact?
You can contact the Credit Cards Canada staff here.