Will Suze Orman’s new prepaid debit card help you build credit? This tip sheet can help you spot the differences between a prepaid debit card and a secured credit card.
Is your credit score a mystery to you? Learn the 5 factors that go into determining your credit score. Since your credit score is an important part of your financial picture, it's good to know what goes into it.
Many people believe checking your personal credit report will hurt your credit score. That's a myth - as is the idea that paying off your debts will immediately raise your credit score. How many of these myths did you think were true?
One of the essentials of a healthy financial life is a good credit score. If you want to succeed financially, getting the best interest rates on loans, and having access to the best deals, you need to improve your credit score.
Do you know the differences between a prepaid credit card and a prepaid debit card? Depending on your needs, one might have far better benefits than the other. Before you make your choice it's important to get the facts.
Not everyone is approved for a Canadian credit card. In most cases, a denial is related to your credit history. Applying for a credit card that requires good to excellent credit, when your credit is poor to fair, can mean a denial.
Many people argue that you need a credit card in order to thrive financially these days. Credit cards make payment convenient, and they provide you with a certain amount of fraud protection. Additionally, credit cards offer the fastest way for you to build your credit history.
Credit cards get a bad rap sometimes. Because so many people end up over their heads in debt due to credit card use, it is assumed that credit cards are evil, and always bad for finances. However, this isn’t true.
While a credit card can be a great financial tool for some, there are those who do better without credit. In some cases, it is best to avoid credit card use. If you have a history that shows that credit cards are just too tempting, or if you have had difficulties with debt and prefer to stay away from it, it make sense to look for alternatives.
Responsible credit management is an important part of personal finance. The way you use credit can impact your financial life, and even your ability to get other loans later. Check out these 10 tips to help you better manage your credit profile.