| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$120 |
Excellent Credit |
Card Benefits:
- Earn 1 RBC Rewards point per $1 spent on purchases
- Earn 25% more RBC Rewards points when you use your card to book and pay for travel
- Flexible points redemption options such as: air travel on any airline, anytime . no blackout periods or seat restrictions
- Flights starting at 15,000 RBC Rewards points
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Good Credit |
Card Benefits:
- Earn 1 RBC Rewards point for every two dollars in purchases you spend on the card
- Redeem RBC Rewards points for brand name merchandise, gift certificates/card, travel and more
- RBC Rewards points can be redeemed easily online, by phone, fax or mail
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$35 |
Fair Credit |
Card Benefits:
- Earn one RBC Rewards point for every dollar in purchases you make with your card
- Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
- RBC Rewards start as low as 2,500 points
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$120 |
Good Credit |
Card Benefits:
- Flexible points redemption options such as: air travel on any airline, anytime . no blackout periods or seat restrictions
- Earn 1 RBC Rewards point for every dollar you spend on the card
- Receive 2,500 bonus points each year at renewal
- Choose from other travel rewards including packaged holidays, hotels, car rentals, VIA Rail, cruises and tours
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$15 |
Fair Credit |
Card Benefits:
- Earn one RBC Rewards point for every dollar in purchases you make with your card
- Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
- RBC Rewards start as low as 2,500 points
- Earn additional RBC Rewards points with the Rewards Network Restaurant Program
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Good Credit |
Card Benefits:
- Earn one RBC Rewards point for every two dollars in purchases you make with your card
- Collect points and redeem for travel rewards, merchandise, gift certificates/card, RBC Financial Rewards and more. Redemptions start at just 2,500 points
- 24-hour worldwide fraud detection keeps your card safe and Visa's Zero Liability policy
- No annual fee
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$110 |
Excellent Credit |
Card Benefits:
- 2,500 bonus RBC Rewards points upon enrolment
- Earn 1 RBC Rewards point per $1 spent on purchases
- Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
- Comprehensive insurance coverage
| Interest Rate |
Annual Fee |
Credit Required |
| 20.50% |
$165 |
Good Credit |
Card Benefits:
- 10,000 bonus British Airways Miles upon enrolment
- Ticket for a companion every time you purchase a qualifying round-trip, non-restricted full fare ticket from Canada to anywhere BA flies*
- Comprehensive insurances including 31-day Out of Province/Country Medical Insurance
- $50 discount off any British Airways airfare from Canada
| Interest Rate |
Annual Fee |
Credit Required |
| 20.50% |
$150 |
Good Credit |
Card Benefits:
- 5,000 Bonus Asia Miles upon enrolment
- Earn 1 Asia Mile Asia Mile for every $1 dollar (CAD) you spend on the card
- Double Asia Miles for each $1 CAD spent on Cathay Pacific tickets purchased online at www.cathaypacific.com
- 31-Day Out of Province/Country emergency Medical Insurance
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$65 |
Good Credit |
Card Benefits:
- Make your transactions in U.S. funds and avoid the hassles of exchange rates or daily currency fluctuations
- Earn 1 RBC Rewards point for every U.S. dollar in purchases you make with your card
- Accepted at more than 23 million locations worldwide wherever you see the Visa logo
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Fair Credit |
Card Benefits:
- Automatic Esso Extra Membership
- Speed and convenience with the Visa payWave payment feature
- 2 or more Esso Extra points for every eligible $1 CAD you spend at participating Esso-branded retail stations
- 200 bonus Esso Extra points with your first purchase
| Interest Rate |
Annual Fee |
Credit Required |
| 11.90% |
$20 |
Good Credit |
Card Benefits:
- Permanent low interest rate helps you save money when you carry a balance on your card
- Accepted at more than 600,000 locations in Canada and over 22 million worldwide
- Worldwide cash access up to $500 daily
- Guaranteed hotel reservations
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Fair Credit |
Card Benefits:
- Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card
- Free additional card
- Guaranteed hotel reservations
- Accepted at more than 600,000 locations in Canada and over 22 million worldwide
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Fair Credit |
Card Benefits:
- Simple value and convenience in one no-hassle card with no annual fee
- Also available for University or College students with a lower minimum credit limit
- 24-hour worldwide fraud detection keeps your card safe
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$12 |
Good Credit |
Card Benefits:
- Streamline expense management and analyze your business spending quickly with easy to understand monthly billing statements
- Enjoy flexible payment options
- Travel with the security of Travel Services, including legal and out-of-province medical assistance
- Low annual fee of just $12
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$120 |
Excellent Credit |
Card Benefits:
- Earn valuable RBC Rewards points for your business spending
- Simplify your expense management when you separate your business and personal spending with easy to understand monthly billing statements
- Save on annual fees for supplementary Avion cards within the business
- Redeem rewards points faster, when you combine points with your personal Avion card, or with supplementary business cards
* Credit Cards Canada makes resonable efforts to maintain the accuracy of the information on this website. Read the terms and conditions on the credit card application for official details. Compare and apply for the best Royal Bank of Canada Credit Cards.
