Credit Cards Canada » Issuers » Royal Bank of Canada

RBC Credit Card Offers

Royal Bank of Canada is the largest financial institution in Canada. Review RBC credit card offers and apply online.
Overview | Comparison Chart
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 19.5% n/a

Card Benefits:

  • Earn 1 RBC Rewards point per $1 spent on purchases
  • Earn 25% more RBC Rewards points when you use your card to book and pay for travel
  • Flexible points redemption options such as: air travel on any airline, anytime . no blackout periods or seat restrictions
  • Flights starting at 15,000 RBC Rewards points
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.5% n/a

Card Benefits:

  • Earn 1 RBC Rewards point for every two dollars in purchases you spend on the card
  • Redeem RBC Rewards points for brand name merchandise, gift certificates/card, travel and more
  • RBC Rewards points can be redeemed easily online, by phone, fax or mail
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$35 19.5% n/a

Card Benefits:

  • Earn one RBC Rewards point for every dollar in purchases you make with your card
  • Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
  • RBC Rewards start as low as 2,500 points
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 19.5% n/a

Card Benefits:

  • Flexible points redemption options such as: air travel on any airline, anytime . no blackout periods or seat restrictions
  • Earn 1 RBC Rewards point for every dollar you spend on the card
  • Receive 2,500 bonus points each year at renewal
  • Choose from other travel rewards including packaged holidays, hotels, car rentals, VIA Rail, cruises and tours
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$15 19.5% n/a

Card Benefits:

  • Earn one RBC Rewards point for every dollar in purchases you make with your card
  • Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
  • RBC Rewards start as low as 2,500 points
  • Earn additional RBC Rewards points with the Rewards Network Restaurant Program
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.5% n/a

Card Benefits:

  • Earn one RBC Rewards point for every two dollars in purchases you make with your card
  • Collect points and redeem for travel rewards, merchandise, gift certificates/card, RBC Financial Rewards and more. Redemptions start at just 2,500 points
  • 24-hour worldwide fraud detection keeps your card safe and Visa's Zero Liability policy
  • No annual fee
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$110 19.5% n/a

Card Benefits:

  • 2,500 bonus RBC Rewards points upon enrolment
  • Earn 1 RBC Rewards point per $1 spent on purchases
  • Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
  • Comprehensive insurance coverage
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$165 20.5% n/a

Card Benefits:

  • 10,000 bonus British Airways Miles upon enrolment
  • Ticket for a companion every time you purchase a qualifying round-trip, non-restricted full fare ticket from Canada to anywhere BA flies*
  • Comprehensive insurances including 31-day Out of Province/Country Medical Insurance
  • $50 discount off any British Airways airfare from Canada
  • 2,500 BA bonus Miles each year upon renewal
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$150 20.5% n/a

Card Benefits:

  • 5,000 Bonus Asia Miles upon enrolment
  • Earn 1 Asia Mile Asia Mile for every $1 dollar (CAD) you spend on the card
  • Double Asia Miles for each $1 CAD spent on Cathay Pacific tickets purchased online at www.cathaypacific.com
  • 31-Day Out of Province/Country emergency Medical Insurance
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$65 19.99% n/a

Card Benefits:

  • Make your transactions in U.S. funds and avoid the hassles of exchange rates or daily currency fluctuations
  • Earn 1 RBC Rewards point for every U.S. dollar in purchases you make with your card
  • Accepted at more than 23 million locations worldwide wherever you see the Visa logo
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.5% n/a

Card Benefits:

  • Automatic Esso Extra Membership
  • Speed and convenience with the Visa payWave payment feature
  • 2 or more Esso Extra points for every eligible $1 CAD you spend at participating Esso-branded retail stations
  • 200 bonus Esso Extra points with your first purchase
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$20 11.9% n/a

Card Benefits:

  • Permanent low interest rate helps you save money when you carry a balance on your card
  • Accepted at more than 600,000 locations in Canada and over 22 million worldwide
  • Worldwide cash access up to $500 daily
  • Guaranteed hotel reservations
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.5% n/a

Card Benefits:

  • Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card
  • Free additional card
  • Guaranteed hotel reservations
  • Accepted at more than 600,000 locations in Canada and over 22 million worldwide
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$0 19.5% n/a

Card Benefits:

  • Simple value and convenience in one no-hassle card with no annual fee
  • Also available for University or College students with a lower minimum credit limit
  • 24-hour worldwide fraud detection keeps your card safe
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$12 19.5% n/a

Card Benefits:

  • Streamline expense management and analyze your business spending quickly with easy to understand monthly billing statements
  • Enjoy flexible payment options
  • Travel with the security of Travel Services, including legal and out-of-province medical assistance
  • Low annual fee of just $12
Annual Fee Purchase APR Balance Transfer APR Cash Advance APR
$120 19.5% n/a

Card Benefits:

  • Earn valuable RBC Rewards points for your business spending
  • Simplify your expense management when you separate your business and personal spending with easy to understand monthly billing statements
  • Save on annual fees for supplementary Avion cards within the business
  • Redeem rewards points faster, when you combine points with your personal Avion card, or with supplementary business cards

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