| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$99 |
Excellent Credit |
Card Benefits:
- Earn AIR MILES reward miles faster and fly sooner with a 25% discount on all AIR MILES flights worldwide
- 1 AIR MILES reward mile for every $15 in card purchases
- Double reward miles at Shell, National Car Rental & Alamo Rent A Car
- Up to 600 bonus reward miles in the first 3 months
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Good Credit |
Card Benefits:
- Earn reward miles and pay no annual fee
- 1 AIR MILES reward mile for every $20 in card purchases
- 1.5x reward miles at Shell, National Car Rental & Alamo Rent A Car
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$49 |
Excellent Credit |
Card Benefits:
- 1% CashBack on every card purchase
- 3% CashBack at Shell, National Car Rental & Alamo Rent A Car
- Free BMO Roadside Assistance
- Every year you'll receive a CashBack rebate on your account
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Good Credit |
Card Benefits:
- Earn CashBack and pay no annual fee
- 0.5% CashBack on every card purchase
- 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
- Every year you'll receive a CashBack rebate on your account
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Good Credit |
Card Benefits:
- Get discounts at hundreds of SPC Card retail & restaurant locations across Canada
- Double your student benefits and pay no annual fee
- 10 . 15% discount at hundreds of SPC Card retail locations nationwide
- 1 AIR MILES reward mile for every $20 in card purchases
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Good Credit |
Card Benefits:
- Get discounts at hundreds of SPC Card retail & restaurant locations across Canada and earn CashBack on every dollar you spend
- Double your student benefits and pay no annual fee
- 10 -15% discount at hundreds of SPC retail locations nationwide
- 0.5% CashBack on every card purchase
| Interest Rate |
Annual Fee |
Credit Required |
| 17.50% |
$0 |
Good Credit |
Card Benefits:
- Get a lower interest rate on every transaction you make
- Extended Warranty and Purchase Protection protects your purchases
- Zero liability protects you from unauthorized use
- Lower 11.9% interest rate available for an additional $25/year
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$25 |
Good Credit |
Card Benefits:
- Bypass the cost and uncertainty of fluctuating exchange rates. Pay for your U.S. purchases in U.S. funds
- Zero liability
- Extended Warranty & Purchase Protection
- Acceptance at 30 million locations worldwide
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Good Credit |
Card Benefits:
- Earn AIR MILES reward miles on all your business purchases and enjoy the flexibility and control you need
- Available in Canadian or U.S. Dollar currency
- Ability to get a lower rate by increasing your annual fee
- Extended Warranty and Purchase Assurance Benefits
| Interest Rate |
Annual Fee |
Credit Required |
| 19.50% |
$0 |
Good Credit |
Card Benefits:
- Earn CashBack rewards on all your business purchases and enjoy the flexibility and control you need
- Available in Canadian or U.S. Dollar currency
- Choose from two CashBack reward levels . earn CashBack on every dollar you spend
- Ability to get a lower rate by increasing your annual fee
* Credit Cards Canada makes resonable efforts to maintain the accuracy of the information on this website. Read the terms and conditions on the credit card application for official details. Compare and apply for the best Bank of Montreal Credit Cards.
