Canadian Credit Card Rates, Reviews & Applications
| APR | Annual Fee | Balance Transfer Rate | Balance Transfer Fee | Credit Required | |||
|---|---|---|---|---|---|---|---|
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Capital One Aspire™ Travel Platinum MasterCard® Review Earn reward miles - with no annual fee! |
Prime + 16.80% | $0 | Prime + 16.8% | 0% with application | Good Credit | Apply |
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MBNA Sony Card MasterCard® Review Earn Sony Points with every net retail purchase made on your Sony Card MasterCard® |
19.99% | $0 | 19.99% | 1% | Good Credit | Apply |
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MBNA WorldPoints® MasterCard® Review Earn 1 WorldPoint for every $1 in net retail purchases |
19.99% | $0 | 19.99% | 1% | Good Credit | Apply |
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American Express The NEW American Express® AIR MILES®* Platinum Credit Card Review Earn a Welcome Bonus of 500 AIR MILES® reward miles the first time you use the Card |
19.99% | $65 | 19.99% | 1% | Excellent | Apply |
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MBNA Choice Privileges MasterCard® Review Apply today and you'll earn up to 16,000 points - that's enough for two free nights at over 1,500 locations across North America! |
16.99% | $0 | 1.99% for your first 6 billing cycles | 1% | Good Credit | Apply |
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American Express American Express® Gold Rewards Card Review Earn 15,000 Welcome points - that's enough for a short-haul flight |
% | First Year Free | N/A | N/A | Excellent | Apply |
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Capital One Fusion™ Platinum MasterCard® Review The low interest rate you need with rewards you want |
9.90% | $0 | 9.90% | 0% with application | Good Credit | Apply |
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Capital One Priority Club® World MasterCard® Review 30,000 bonus Priority Club points with your first purchase |
19.80% | $120 | 19.8% | 0% with application | Excellent | Apply |
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Capital One Priority Club® Platinum MasterCard® Review 15,000 bonus Priority Club points with your first purchase |
19.80% | $0 | 19.8% | 0% with application | Good Credit | Apply |
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Capital One Aspire™ Travel World MasterCard® Review Earn more reward miles - on everything you buy! |
Prime + 16.80% | $120 | 19.8% | 0% with application | Excellent Credit | Apply |
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MBNA Best Western MasterCard® Review Receive 5,000 bonus Best Western Rewards points after your first qualifying purchase |
19.99% | $0 | 19.99% | 1% | Good Credit | Apply |
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MBNA Studentawards MasterCard Review Earn 1 WorldPoint for every $2 in net retail purchases |
18.99% | $0 | 19.99% | 1% | Good Credit | Apply |
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American Express The Starwood Preferred Guest® Credit Card from American Express Review Earn 15,000 Welcome Bonus Starpoints after you spend $1,000 in purchases to your Card in your first three months of Cardmembership |
19.99% | $120 | 19.99 | 1% | Excellent | Apply |
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MBNA CAA Quebec MasterCard Review Earn $.02 per litre of gas at participating Couche-Tard outlets |
14.99% | $0 | 3.99% for 6 months | 1% | Good Credit | Apply |
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CIBC Aerogold Visa Infinite Card Review 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores |
19.99% | $120 | 21.50% | 1% | Excellent Credit | Apply |
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RBC British Airways Visa Platinum Review 10,000 bonus British Airways Miles upon enrolment |
20.50% | $165 | n/a | n/a | Good Credit | Apply |
Many retailers offer reward programs to their loyal customers. Depending on the program, you can earn points or other incentives for purchases spent on products or services. So, if a large portion of your family budget goes towards Shoppers Drug Mart you could take advantage of their reward card and earn points for your everyday purchases. If you are a frequent traveler, an airline rewards card could be beneficial in helping you accrue miles towards a free flight.
The best approach towards getting a rewards card is finding one that best matches your spending habits. Take some time to review your bank and/or credit card statements to see where you frequently spend money. If you are a loyal patron of a specific retailer or company, or you spend a good amount in certain categories, such as travel, electronics, gasoline, etc., try to find a corresponding rewards card.
The annual fees and interest rates can be a bit higher with rewards & points cards, but the benefits may be worth it in the long run. We recommend paying off your credit card bill every month to avoid interest charges.
How to Get Your Credit Card’s Interest Rates Lowered