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Canadian Credit Cards by Category


Low Interest

Low Interest

credit cards with low interest rates
Choose a low interest rate card if you carry a monthly balance or are financing a large purchase. You will need to have excellent credit to be approved for the lowest advertised rates.
Secured

Secured

no credit, bad credit, needs improvement
A secured card requires a deposit, but can be a great way to establish or re-establish your credit rating. These cards are also for people new to credit or new to Canada.
Cash Back

Cash Back

maximize your rewards by earning cash
Cash Back reward cards are best suited for individuals who use credit cards for everyday purchases and pay off the balance each month. Earn more cash back in select spending categories.
First Time

First Time

get your first card & establish credit
Establishing good credit is an important part of any financial plan. These first credit cards are designed for students, working professionals, and new immigrants to Canada.
Rewards and Points

Rewards & Points

collect points for merchandise or gift cards
The best approach for using a rewards credit card is finding one that matches your spending habits. Review your statements to see where you frequently spend money.
US Dollar

US Dollar

avoid fees & exchange rates when traveling
Foreign currency exchange fees can be expensive. US Dollar credit cards allow you to pay your credit card bill in U.S. funds to avoid these currency conversion fees.
Airline and Travel

Airline & Travel

earn miles for flights & hotel stays
Airlines and hotel chains use reward programs to entice new customers and to thank loyal customers for their patronage. Compare offers and start earning miles for your next vacation.
Business

Business

separate business expenses & earn rewards
Business credit cards are designed to help manage expenses and offer benefits tailored specifically for small business owners. Grow your business with the help of a new line of credit.
Instant Approval

Instant Approval

find out if you're approved in minutes
When you submit your application, it is immediately reviewed by a computer based on information available to the credit card company. In most cases a decision is instant.
Mastercard

MasterCard

the best Canadian MasterCard offers
MasterCard offers benefits such as PayPass, Chip and PIN technology, and more. Shop for the best MasterCard offers in Canada and get approved today.
Student

Student

for Canadian students at 4 year universities
Learning how to manage a credit card is an important part of any financial plan. Students should learn how to manage their credit early on to avoid falling into the debt trap.
Guaranteed

Guaranteed Approval

these cards guarantee your approval
A guaranteed card allows those who would not normally qualify for other types of credit a chance to build and improve their credit history.
* Credit Cards Canada makes reasonable efforts to maintain the accuracy of the information on this website. Read the terms and conditions on the credit card application for official details. Compare and apply for the best Canadian Credit Cards.