Food represents one of the biggest costs you are likely to have for your household. Food inflation is a reality right now, and, with out busy lives, it is sometimes easier to grab pre-packaged foods and eat out. This food strategy can be a real problem, since it can result in spending more on food, [...]
When Things Get Crazy, Stick to Your Financial Plan
by Janet Hutchins on August 12, 2011 in Economy, Personal Finance
It’s been a wild, wild week in the financial markets. If you’ve been watching, you know that markets have been unsettled, swinging wildly from losses to gains. All of this craziness has some people making panic decisions, changing the way they do things because of fear. While it might be tempting to follow the crowd [...]
Top 10 Credit Card Myths Dispelled [Infographic]
by Janet Hutchins on May 27, 2011 in Credit Card Tips, infographic, Personal Finance, statistics
Many people believe that closing a credit card account will help improve their credit. Sadly, that’s a myth — as is the idea that paying off your debts will immediately goose your credit score higher. How many of these very common credit card myths did you think were true? Click image to view enlarged [...]
What if You Aren’t Raptured? Long Term Financial Preparedness
by Janet Hutchins on May 20, 2011 in Personal Finance
There has been a lot of buzz lately about the date of the Rapture, the event foretold in Christianity that results in the righteous being taken up to heaven, while the wicked remain on Earth to struggle until the end of the world. The date of the Rapture has been predicted by Family Radio Christian [...]
Paying Down Credit Card Debt: High Interest First
by Janet Hutchins on May 3, 2011 in Credit Card Tips
Credit card debt can be devastating. It represents a drain on your discretionary spending, limiting your ability to do what you want with your own money. However, paying down credit card debt can be a daunting task. The important thing, though, is to get started. Start out by making a list of all of your [...]
What Happens to Credit Card Debt When You Die?
by Janet Hutchins on April 29, 2011 in Personal Finance
There are a few basic things to keep in mind when it comes to “ownership” of credit card debt
Win Your Share of $500: Credit Card Rehab Contest
by Janet Hutchins on April 11, 2011 in Credit Card Tips, News
We have a few dollars burning in our pockets, and we would like to give them to you. We have found an easy, simple, fun way to do this. We are Offering more than $500 in Prizes Earlier this year, Credit Cards Canada sponsored the first ever Personal Finance Guest Blogging Contest. We are a [...]
Credit Card Use: Buy Things That Make Sense
by Janet Hutchins on April 8, 2011 in Credit Card Tips, Shopping
One of the most difficult habits to overcome is spending money on things that don’t make a lot of sense. Sometimes, we tell ourselves that we are buying something because it’s a “great deal.” Other times, we convince ourselves that we really want something. (Or worse, that we “need” it.) Perhaps the worst excuse for buying something, though, is that you want the credit card rewards.
And the Winners Are…Guest Blogging Contest Winners
by Janet Hutchins on March 7, 2011 in News, Personal Finance
We’ve been very pleased with the response to our guest blogging contest. We’ve tabulated the social votes, and our judges have distributed points to the posts based on their preferences. $1,000 Prize Winner: Kira Permunian The winner of our grand prize of $1,000 was Kira Permunian, who wrote “Highly Applicable Tips for Personal Finance Management.” [...]
What Would You Buy on a $27,000 Shopping Spree with 46 Credit Cards?
by Janet Hutchins on March 1, 2011 in Credit Card Tips, News, Offbeat
But what if you had 46 credit cards and a $27,000 shopping list? What would do? Before your cards were flagged you were busted for fraud, of course.
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Farhaneh Haque: Excellent read - I find that people are sometimes ...
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Farhaneh Haque: Great piece! Debt reduction is an important finan...
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Janet Hutchins: Here are some resources to help you access your cr...
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Theresa: I think the new money feels weird. but is kinda co...
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Barry TSP: I'd like to know where I can check my credit repor...
