Tag Archives: Credit score
Broken Heart and Credit

Protect Yourself in Divorce: Close Those Joint Accounts!

While many people think of Valentine’s Day as a day of love, this day doesn’t mean the same to everyone. And, indeed, many couples split during the weeks leading up to Valentine’s Day. If you are going through a split, it’s important to make sure you close join accounts — and accounts where your soon-to-be [...]

Read full storyComments { 0 }
Credit Score

Credit Utilization: An Important Part of Your Credit Score

It’s true that the most important part of your credit score is your payment history. If you want to maintain a good score, you need to pay your bills on time, and in full. However, this doesn’t mean that you should overlook your credit utilization. Indeed, you want to make sure that you keep your [...]

Read full storyComments { 3 }
House

How to Get a Mortgage with a Low Credit Score

This is a guest post. Qualifying for a mortgage with a low credit score can be a difficult process. Most lenders are interested in your credit score, since it indicates your level of responsibility as a borrower. Your credit worthiness is judged by your credit score, and mortgage lenders assess your credit history in order [...]

Read full storyComments Off
Business Credit Card

Business Credit Card: Separating Personal Expenses from Business Expenses

One of the best ways to organize your finances so that your business expenses are easier to track is to make sure that they are separate from your personal expenses. Mixing up business expenses with personal expenses can get messy come tax time. One way to make sure that you are keeping everything separate is [...]

Read full storyComments { 1 }
Credit Card Reform Legislation Would Tighten Rules On Rates And Fees

2010 Year-end Carnival of Credit Card Blog Posts

In honour of an exciting year for credit cards, we bring to you our “2010 Carnival of Credit Card Blog Posts” Our Top 10 Credit Posts of the Year We’ve been covering developments in the world of credit this year with a great deal of interest. Here are 10 of our top posts: Online Spending [...]

Read full storyComments { 6 }
Credit Cards

A Secured Credit Card Can Help Improve Your Credit Score

There is no doubt that your credit score is one of the most important aspects of your finances. A good credit score is vital to ensuring a number of financial benefits, including loan approval and the best interest rates. If you have poor credit, though, you need to find a way to improve your credit [...]

Read full storyComments { 2 }
Credit Cards Canada

How to Rebuild Your Credit

As you probably already know, your credit score and credit report are both important. Your credit history serves as a way for lenders to make decisions about you, and a poor credit score could mean difficult getting a home loan. You might even have trouble getting a good rate on a credit card. The good [...]

Read full storyComments { 9 }