One of the great things about technology is that it provides us with the ability to personalise almost everything. Mugs, pens, books, and just about anything else you can think of can be personalised. This trend even extends to credit cards. Some Canadian credit card issuers allow you to submit an image of your choosing [...]
Personalise Your Credit Card with Your Favourite Hockey Team
by Janet Hutchins on May 11, 2012 in Credit Card Tips, Offbeat
Do You Need a US Dollar Credit Card?
by Janet Hutchins on April 20, 2012 in Reviews
When it comes to credit cards, there are a number of fees that come with it. Not all credit cards come with annual fees, and you can avoid some of the interest fees by paying off the balance each month. But there are other fees that you might have to pay. Some of these fees [...]
Credit Card Review: Choice Privileges MasterCard
by Janet Hutchins on March 20, 2012 in Reviews
If you are looking for a hotel rewards credit card that can provide you with peace of mind and great opportunities to earn free stays, the Choice Privileges MasterCard from MBNA isn’t a bad option. It has no annual fee, and a competitive interest rate — especially for a rewards credit card. Plus, you can [...]
Could Canada Be Facing Its Own Housing Bubble?
by Janet Hutchins on February 3, 2012 in Economy
We’ve all seen the devastating effects of the housing market bubble on the US economy. And, for years, we in Canada have kind of looked down on the United States for the loose lending standards and high level of household debt. However, Canadians may not have much to crow about soon. Canadians have surpassed Americans [...]
The House That Credit Card Rewards Built [Infographic]
by Janet Hutchins on January 10, 2012 in infographic
It’s possible to use your credit card intelligently to reap the rewards — and earn free stuff. A rewards credit card can be just the thing to help you earn cash back, get free stuff, and enjoy an upgraded lifestyle. However, it’s not all unicorns and rainbows. As you can see from the infographic below, [...]
Canadian Household Debt Swells Beyond U.S. Household Debt
by Janet Hutchins on December 20, 2011 in News, statistics
You know you have a debt problem when your country’s household debt moves beyond the debt held by households in the United States. Unfortunately, according to the Globe and Mail, that’s what has happened in Canada. Canadians have set a new record for household debt levels, and the current levels surpass what is seen right [...]
Is Your Teen Ready to Use Credit Cards Responsibly?
by Janet Hutchins on December 16, 2011 in Credit Card Tips, Personal Finance
You know that your teenager needs a good financial education. That means that you need to teach him or her about the appropriate use of credit cards. Indeed, as you teach your children about credit, you might be interested in giving your teen a credit card. Before you make the decision to authorize your teen [...]
RBC Student Rewards Visa Credit Cards
by Janet Hutchins on December 13, 2011 in Reviews
One of the difficulties, as a student, is finding rewards cards that apply. RBC offers rewards cards aimed at students, though, offering three different card options that you can choose from, depending on your needs: RBC Rewards Visa Gold This basic rewards card has no annual fee. You receive one point for every $2 you [...]
Canadians Ready to Spend More this Holiday Season
by Janet Hutchins on December 2, 2011 in Personal Finance, Shopping, statistics
Canadians are preparing to spend more this holiday season. According to a recent survey from the Royal Bank of Canada, each Canadian plans to spend, on average, $15 more this year than last year. The average Canadians expect to spend about $640 on gifts this year. The number is higher, though, for Atlantic Canadians who [...]
Christmas Money Tip: Maximize Your Credit Card Rewards
by Janet Hutchins on November 29, 2011 in Credit Card Tips
Every year, it seems as though the holiday season comes with increased spending. Indeed, between entertaining, decorations, and gifts for everyone on your list, the price of Christmas can get really high, really fast. If you want to offset some of the cost of Christmas, though, there are ways to do it. You can maximize [...]
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Canadian Debt – Your Tax Dollars at Work [Infographic]
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Farhaneh Haque: Excellent read - I find that people are sometimes ...
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Farhaneh Haque: Great piece! Debt reduction is an important finan...
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Janet Hutchins: Here are some resources to help you access your cr...
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Theresa: I think the new money feels weird. but is kinda co...
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Barry TSP: I'd like to know where I can check my credit repor...
