With Christmas just around the corner it’s hard to think about setting budgets and saving money, especially when we are bombarded during the holiday season with advertisements trying to get us to spend it all on the latest gadgets and super sales. But, we may need to seriously think about our financial future right now [...]
Tag Archives: Budget
Is a Six-Figure Income Such a Big Deal Anymore?
One of the debates circulating around the Internet recently is that of the importance of a six-figure income. Six-figures doesn’t seem like such a big deal anymore — at least if the income is in the lower six-figures. There are two opposing reasons that six-figures might not matter anymore: It’s just not that much money [...]
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7 Strange Things to Buy with Your Credit Card
Plastic seems to the the way to buy almost anything. Anytime you want something, you can just pull out your credit card, and give it a swipe. Most of us stick to using our credit cards for things like lattes and road trips. However, there are those who us their credit cards for other items [...]
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Charitable Giving: Are Your Finances Truly Well-Rounded?
Many of us strive for well-rounded personal finances. We want to have the right balance of investments, emergency savings, retirement savings, and smart spending on the things that are most important to us. Achieving financial freedom is, in large measure, about creating a well-rounded financial picture. One of the aspects of well-rounded finances that many [...]
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How to Create a Financial Plan
One of the best things you can do for your finances is to create a financial plan. The right financial plan can provide you with a roadmap to financial freedom. Many view creating a financial plan as a daunting task. However, it doesn’t have to be a big deal. Use the following steps to create [...]
5 Great Budgeting Tools for Canadians
One of the essentials of successful finances is budgeting. Understanding the way that your money moves through your personal economy is a very important part of your financial well-being. The great news is that understanding your cash flow doesn’t have to be difficult. You can largely automate it when you use budgeting tools that allow you [...]
RRSP: Tax-Deferred Retirement Contributions
When it comes to getting the most out of your money, there are few things as helpful as the RRSP. You can reduce the amount of taxes you pay right now, since RRSP contributions grow tax-deferred, and you can use the power of compound interest to grow your nest egg. RRSP contributions can be one [...]
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Start 2012 Off Right: How to Make a Spending Plan
A brand new year is upon us. For many, a new year means resolutions that they will improve their finances. Of course, the #1 rule of personal finance is to earn more than you spend. This means that you need a good idea of how much money you are making, as well as how much [...]
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Merry Christmas! Now, Take a Step Back from the Materialism
It’s Christmas Eve day, and everything finally seems to be done for the holidays. But, as I look at the glittering tree, I think that it’s time to take step back and think about something other than presents. Indeed, due to the economic times we live in, some have been downsizing Christmas and even waiting until [...]
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Canadians Ready to Give Up Cash in Favour of Convenience
No matter what people continue to tell you, cash has lost its throne. At least in terms of the idea of carrying cash around with you in order to make purchases. These days, it’s all about the plastic — and even the digital money. In fact, many Canadians would feel quite comfortable without ever handling [...]
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Consumer Debt At All Time High
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When in Doubt, Use Your Credit Card
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Christmas Becomes A High-Tech Holiday
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Customized Rewards with the New American Express Choice Cards
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Credit Education – Start With the Basics
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Win a Free Sony Reader WiFi
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SonyCard Promo: Free Sony Reader WiFi
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Debit Cards Are No Replacement for Credit Cards
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Top 10 Credit Card Myths Dispelled [Infographic]
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The House That Credit Card Rewards Built [Infographic]
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Bryan Jaskolka: Such a timely article, with Financial Literacy Mon...
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sherry: I think its should be ok The statement about naked...
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Whitney: I like #4. Sticking to the plan is the whole poin...
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Rich@MoneyWisePastor.com: It's never been easier or cheaper to start your ow...
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Janet Hutchins: I think many consumers are understanding when they...