Credit Card Review: American Express Air Miles Platinum Card

Are you considering a rewards credit card? If you like to travel, you might consider the American Express Air Miles Platinum Credit Card. You can earn rewards quickly, and redeem them for more than just travel. You earn AIR MILES rewards for redemption at the AIR MILES site, and that includes leisure and entertainment opportunities on top of travel rewards.

You should understand that you aren't earning miles directly from American Express; instead, you are earning miles through AIR MILES, a rewards site that is something different. Understanding this is important if you want to use your card as effectively as possible.

Features: American Express Air Miles Platinum Credit Card

There are a number of perks and benefits that come with the American Express Air Miles Platinum Credit Card. Our uses have rated this card at almost three stars; truthfully, the Air Miles Platinum card doesn't offer anything particularly special or unique, althout there are several perks. Here is what you can expect from this AmEx card:

  • Welcome bonus of 400 miles with your first purchase.
  • 1 reward mile for every $10 spent at Air Miles sponsors.
  • 1 reward mile for every $15 spent other places.
  • $50 annual fee waived for the first year.
  • 2.99% introductory interest rate for 12 months, as long as you pay your minimum on time each month.
  • Purchase protection.
  • Accident travel insurance up to the amount of $100,000.
  • Travel Network access and coverage.
  • Rental car insurance.

American Express has long been known for its charge cards, and now the company is offering true credit cards. This card, with its 19.99% interest rate, is fairly standard for a Canadian credit card. You will, though, need good credit to qualify for this card. AmEx isn't known for providing cards that help you establish credit or rebuild damaged credit. You will need excellent credit to apply successfully for this card.

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