What's a prepaid credit card?

Answer 1

A prepaid credit card is usually a "secured" product, meaning you have to put up collateral in the form of a security deposit in order to get a card. The benefit is that the credit card company will report your payment history to the credit reporting agencies. Making regular, on time payments on your prepaid credit card can help you establish better credit.

Comments

Is a prepaid card ok for my first credit card?

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Sounds like a debit card to me.  Only less convenient I suppose since you'll need to transfer money everywhere to pay your new bill.