Where is the best place to get a credit card? Online, in person, by mail, or over the phone?

Question

And which place givers the best deals (perks)?

Answer 1

I get most of my credit cards online as I find it to be the fastest and easiest.  It's also the best place to shop as you can compare cards and benefits quite easily.  I know my parents will only go to a bank to get a credit card.  But let's face it, they still don't trust the internet.  I don't see any risk, as most sites are secure sites, and I have never had an issue in the past.  

In terms of perks I can't really tell you for sure.  It seems like getting a card at an airport (usually a travel card) will get you bonus miles.  At a University a t-shirt.  I think online gives you the same perks.  I got the Alaskan Airline card and got 25,000 bonus miles on approval, and that's the same as what they are promoting at the airport.  Not sure about the t-shirt, but then again who cares.  Hope that helps!

Answer 2

I agree with John Boy.  Online is by far the best and easiest for me.  Not sure about fastest, but certainly faster than snail mail.  And if you consider driving to a bank and getting upsold by a banker it may be the fastest.  I think the biggest benefit is being able to compare cards side by side and checking out reviews.  I think you can make an informed decision online and I haven't had any safety issues.  For perks I think they are all the same, but I can't confirm that.